Your Dental Treatment Plan
We are committed to providing you with the most accurate treatment plan estimate and costing possible, so that you can be mentally and financially prepared for your treatment ahead.
Our main goal is to provide you with the highest quality of dental care. Equally, it is our priority to provide you with professional, courteous and honest service based on a confidential working relationship between you and our office.
Services are provided on a fee for service basis. Full payment is due at the time of consultation/service delivery. If your treatment requires several visits, you will be provided with an estimate of time and cost involved.
Paying for your Treatment Plan
We recommend taking time to investigate your dental payment options before proceeding with your treatment plan. We also recommend discussing your treatment with your Health Insurance Fund, your family, and/or your trusted financial advisor before making a decision.
Our friendly team is always available to help guide you through your treatment journey, including dental payment plan options for your treatment and key payment dates.
Whether it is self-funded or third-party financed, we do require you to settle your account in a timely manner, in accordance with our payment terms.
50% – Deposit to secure your surgery or major treatment appointment date
50% – Due on or before the day of your surgery or major treatment appointment
Please note, should you require any additional treatment during surgery, you will be invoiced these costs post-treatment, with settlement expected within 2 business days. Any additional cost will be made clear to you prior to acceptance of the treatment plan.
Your Dental Payment Options
Instant PaymentsPay & Go
The easiest way to settle your treatment plan is by paying by credit card (VISA, AMEX, Mastercard), debit card, cash or electronic bank transfer.
We also offer TYRO or HICAPS (Health Industry Claims and Payments Service), which is a way for a health service providers to process your private health insurance claim for you on the spot, at the time of payment.
ZIP DentistOwn It Now, Pay Later
Making treatment more accessible and offering our patients’ some dental payment options and flexibility.
Dentist Zippay, Pay later for dental:
- Pay for incidental dental treatments up to $1,000
- Use for larger dental procedures over $1,000
- Nothing to pay today
- Interest free always
- Flexible repayments
HummLive Interest Free Forever
Sign up for fast approval and get Humming.
Buy ‘Little Things’ up to $2,000 or Buy ‘Big Things’ up to $30,000.
Repayments from weekly, fortnightly and repay over 6, 12, 24 up to 60 months.
AfterpayBook Now, Pay Later
Receive your dental treatment immediately then pay for it with four simple repayments, no interest and no additional fees.
For example: If your treatment is priced $400, you pay 4 instalments of $100. There is no additional cost to use Afterpay so long as you pay on time. All of your payments are interest-free and you will receive your treatment straight away.
SuperCare AustraliaPay for dental treatment with early release superannuation
SuperCare Australia has been helping individuals apply for early release of their superannuation to pay for major dental work. You can apply to access your super to pay for your dental treatment, your partner’s or your children’s treatment. You may choose to apply for funding to cover the entire cost of the procedure or just part of the cost.
You can read more about accessing early release superannuation for major dental here.
Pretty Penny FinanceAffordable Medical Loans
Pretty Penny Finance is a specialised Australian finance company focusing on assisting you obtain a personal loan for cosmetic or dental procedures. As a finance company, they do things a little differently. They are a team of people who are clearly passionate about numbers and spreadsheets but exist to help their clients realise their dreams. These dreams are for themselves, for their confidence, for their well-being, for their future, and for their relationships.
You contact Pretty Penny, and they will handle the whole process from application right through to the funding for you. They have loan amounts available from $5,000 up to $80,000, with terms from 1 to 7 years (nb: loans up to $63,000 are typically approved same day). There are no upfront or out-of-pocket costs for you and their interest rates are considered industry-leading. There are no payment penalties, and paying the loan out early will reduce the interest payable. Funds can be paid directly in one lump sum prior to the procedure.
Health Insurance Policy
If you have health insurance providing dental coverage, the insurer will pay a certain amount towards your treatment based on your contract with them. A treatment plan estimate will be provided to you prior to treatment commencing, including item codes and costs. You may obtain an estimate of the insurance rebate by presenting this treatment plan to your insurer. Your ‘out-of-pocket’ expense will be dependent on your level of coverage.
As treatment progresses, you will be provided with an updated account which will enable you to claim back directly from your health insurance fund. We will cooperate in every possible way for you to receive the maximum benefits to which you are entitled. Unfortunately, Medicare does not cover dental implants.
Patients who do not have health insurance cover can discuss their individual situation with our Treatment team to decide how payments could be made.
Early Release Of Superannuation
In accordance with the ATO guidelines, we require 100% of your funds to be paid to Aria Dental prior to commencing treatment. If your treatment plan is amended, we will return the balance of funds to you upon completion.
Aria Dental have a legal responsibility to advise the ATO if you do not proceed with treatment and retain the funds for non-dental treatment purposes.
It is the responsibility of our patients to contact their health insurance fund (or dentist payment plans) to find out how much they would contribute towards their treatment within the calendar year. Health insurance generally has an annual maximum of benefits that will be paid to a given patient for the policy year. Any treatment costs that exceed this maximum annual amount are to be paid by patients directly to this office. We encourage all patients to contact their health insurance fund prior to commencing treatment to avoid disappointment.
We are committed to providing you with the most accurate treatment plan estimate and costing possible so that you can be mentally and financially prepared for your treatment ahead.
We endeavour to adhere to these treatment plans as accurately as possible, but on occasion, unforeseen conditions may arise that necessitate changes to the original plan. The treatment plan may need to be altered as your dental professional will exercise professional judgment to give you the best possible outcome with no compromise on quality of care.
Any amendments required to your treatment as well as costings, will be given to you either verbally or in writing prior to any further treatment.
We understand that occasionally you may also have an unexpected need to rebook your appointment. Therefore, we ask that you notify us at least 24 hours in advance if you cannot attend your scheduled appointment so that we can offer it to other patients.
All appointments are exclusive reservations. Your appointment time is therefore set aside for you alone. We value your time and, where appropriate, schedule longer appointments to efficiently complete dental treatment efficiently, consequently causing minimal disruption to your daily schedule. We encourage our patients only to make appointments they know they will be able to keep.
There is a nominal fee charged for a missed appointment or cancellation with less than 24 hours notice during office hours. If our staff is successful in rebooking your appointment time with another patient, the cancellation fee will be waived.
Emergencies and unforeseen patient treatment problems may arise, causing practice schedule changes. Emergencies invariably arise at the most inconvenient times. If you have a dental emergency that needs immediate attention, we will always offer to see you at once. You may like to search around for an emergency dentist with payment plans near me.